Employees of companies who have Charles Schwab as their retirement and 401k provider can access their 401k company benefits account online at 401k Access. The website is very user-friendly allowing employees’ access to their retirement account for review and for any necessary changes they’d like to make. The very first step to utilizing the site is employees should enter their login credentials which they should already know. If you do not know or have forgotten your username and password please contact Participant Services via 1-800-777-4015.
Once logged in to your account some of the features that will be available to you are account balance information, portfolio chart performance, options to change 401k contributions, options to change your asset allocation, change personal information, company vesting, apply for loans, etc. Having the ability to monitor and make changes to your own account have never been easier for employees. There is no need to call a 1-800 number when you want to make changes but instead you can simply login to your account and make those changes yourself.
Employees will also find a wealth of information inside their account to help them make smart investment decisions. You will notice current market data and trends which you should continually watch as this information will serve as a guide for you. All of the information provided about stocks, investments, mutual funds, and more is available to educate you into becoming a sound investor so you will maximize your earning potential which will yield to a more successful retirement.