GoAven.com – Apply for Aven Heloc Credit Card Online

Goaven.com – If you’re looking for a convenient and flexible way to access credit, a credit card backed by home equity can be a great option. This type of credit card allows you to use your home equity as collateral, which can help you secure a lower interest rate and higher credit limit.

In this article, we’ll take a closer look at the Aven Unlimited Cash Back credit card backed by home equity, including how the card works, the benefits and drawbacks, and how to decide if this type of credit card is right for you.

How Does the Aven Heloc Credit Card Work?

The Aven Heloc credit card works like a regular Visa but taps into your home equity which immediately helps to get you lower interest rates.  The card works like a HELOC or home equity line of credit but allows cardholders to earn 1.5% cashback on everyday purchases.

Your monthly payments are calculated like your typical credit card.  It is calculated as 1% of your statement balance towards your principal plus your monthly interest rate on the balance.

When you apply for the Aven Visa a soft pull is initiated on your credit to determine what your offer will be.  Please note the soft pull on your credit will not have an effect on your credit score.  After receiving your offer and going to the next step of talking with company agents then pull a hard inquiry which will be done on your credit profile which typically has an affect on your credit score.

GoAven.com – How to Apply for Aven Home Equity Card

After understanding how the Aven card works when you are ready to apply for the card and complete the online application you can follow these steps to apply online:

Visit goaven.com

enter your mobile number

click the black Check Your Offer button

Answer a few simple questions to quickly confirm your identity and home. Checking your offer does not affect your credit score.

Confirm Income

A flexible yet simple process to instantly verify your bank account or pay stubs. You pick which works for you. For some this step is automatically calculated.

Schedule Digital Signing

We seamlessly connect you with our notary to sign your documents entirely digitally. Credit approval required.

How to Apply With GoAven Invite Code

If you have a GoAven invite code which is found on the offer letter you received in the mail you can enter the 10 digit code after clicking the Have An Invite Code button:

enter your Invite code

enter your mobile number

click the black Check Your Offer button

How to Apply Online with GoAven Scan Code

Another way to get started with the online application is by scanning the QR Code on your Aven Heloc offer letter with your smartphone or mobile device.  Simply hover your mobile device camera over the QR Code on your offer letter and you will see the online application link directly on your mobile device.  Click the link and you will be taken to the application page – goaven.com.

Aven Heloc Card Highlights

Can apply for $5,000 to $250,000

Receive approval within a few days

No minimums

Fixed monthly installment plans at both 5 or 10 years

7.99 – 14.99% Var. APR1

1.5% Unlimited Cashback1

Up To $250,000 Limit

Starting at $0 To Get A Card

As Fast As 15 Minutes

Deposit funds from your Aven card to your bank account

One time 2.5% transfer fee

No annual fee

No sign up fee

No pre-payment fees

$29 late fee on payments

backed by FDIC Insured Bank – Coastal Commnity Bank

Has Spending management tools to help you budget your money

Criteria Needed to Qualify for the Aven Card

own and have equity in your home

have an income that can support your monthly bill

meet certain credit criteria which includes credit score, income, and property value requirements

Download the Aven Card App

There is a mobile app already setup for cardholders to download and utilize allowing users to manage their account 24/7.  From the app you can perform a number of functions while on the go.

From the goaven.com website cardholders can download the Aven Card app directly to your phone or mobile device.  There is an option to download the app from the App Store or Google Play.

The Aven Card App performs the following functions, here is a list of features you can expect when you download the app to your smartphone or mobile device:

Using TouchID, or FaceID, you can instantly check your card balance, transaction history, pay bills, view payment activity, set up notifications, set up security — and more.

How to Contact Aven Customer Service

Aven

548 Market St #99555

San Francisco, California 94104

support@aven.com

Is Aven Credit Card Legit and is it Right for You?

If you’re considering an Aven credit card backed by home equity, there are a few things to keep in mind. First, you should only consider this option if you are confident that you will be able to make your payments on time each month. Remember, your home is at risk if you default on your credit card payments.

Second, you should compare the interest rates and fees for other type credit cards backed by home equity to determine if this option is the best for you. If you have excellent credit, you may be able to get a better deal on an unsecured credit card.

Lastly, you should consider your long-term goals and financial situation. If you plan to sell your home in the near future, a credit card backed by home equity may not be the best option for you.

Conclusion

An Aven credit card backed by home equity can be a useful tool for accessing credit, but it’s important to understand the risks and benefits before applying. By weighing the pros and cons and comparing your options, you can make an informed decision about whether a credit card backed by home equity is right for you.

Reference

goaven.com