– Respond to Imagine Credit Card Offer

Congratulations on receiving an offer for the Imagine® Visa® Credit Card! If you’ve recently received a pre-approved credit card offer in the mail or via email, it means you have been selected as a potential candidate for this credit card. The Imagine® Visa® Credit Card offers a range of benefits, rewards, and features that can enhance your financial flexibility and provide convenience in your everyday transactions.

In this guide, we will walk you through the steps to respond to your Imagine® Visa® Credit Card offer effectively at Whether you received the offer through a physical mailer or an email notification, we’ll cover the essential information you need to consider before accepting the offer and activating your new credit card.

By the end of this guide, you will have a clear understanding of the application process, what to expect during the activation procedure, and the benefits that come with being a cardholder. So, let’s get started on this exciting journey towards making the most of your Imagine® Visa® Credit Card!

How to Apply for Imagine Visa at

On your offer letter look for your acceptance code and enter it in the Enter Acceptance Code Here field on the Respond to mail offer page.  Click the blue Submit Code button.

The next part of the application process is to complete the form entering in your personal information.  When you are finished with the online application the next step is to click Submit and receive an instant decision.  

How to Apply for Imagine Credit Card by Mail

If you would like to apply for the Imagine Credit Card by mail consider completing the application you received in the mail and send it back via your postal service.  It will take up to 7 days for your application to be processed due to mail travel time.  You will be notified by mail if you’ve been approved for the Imagine credit card.  

How to Apply for Imagine Visa Card by Phone

If you are more interested in speaking with a customer service representative over the phone to take your application information then consider calling the following toll free number:

  • Call 1-800-884-1723

How to Contact Imagine Credit Card Customer Service

Customers or cardholders that would like to speak with customer service can also refer to the following contact information:

Imagine® Visa®

Customer Service Phone


Telecommunications Relay Service for TTY/TDD hearing impaired


Customer Service Hours

Monday – Sunday

8:00 a.m. to 12:00 a.m. ET

(Eastern Time)

Mailing Address

Account Services

P.O. Box 105824

Atlanta, GA 30348-5824

Benefits of the Imagine Credit Card

Consumers that want to more about the benefits offered with the Imagine credit card can continue reading as we have those benefits listed below:

Receive an Instant Decision

  • Get approved immediately after your apply for the card

Increase in Credit Limit

  • By making payments in a timely fashion cardholders will be eligible for credit limit increases

Zero Liability Fraud Protection

  • Don’t worry about losing your card, you won’t be held responsible for unauthorized charges

Free Credit Score

No Security Deposit

Transaction Alerts

Manage Your Account Online


What rewards can I earn with the Imagine Credit Card?

With the Imagine Credit Card, you can earn reward points or cashback on eligible purchases. These rewards can be redeemed for a variety of options, such as travel, merchandise, gift cards, or statement credits. Check the specific rewards program details for your card to explore the available redemption options.

Is there an annual fee for the Imagine Credit Card?

The annual fee for the Imagine Credit Card can vary based on the specific card version and the issuing bank’s policies. Some cards may have no annual fee, while others may offer waived annual fees for the first year. Review the terms and conditions of the card offer to determine the applicable annual fee.

What travel benefits does the Imagine Credit Card provide?

Depending on the version of the Imagine Credit Card, you may enjoy various travel benefits. These could include travel insurance coverage, rental car insurance, airport lounge access, and no foreign transaction fees. Refer to the card’s benefits guide or contact customer support to understand the specific travel perks available to you.

How do I access my Imagine Credit Card account online?

To access your Imagine Credit Card account online, visit the issuer’s website and log in to the secure online portal using your account credentials. From there, you can view your transactions, check your balance, make payments, and manage your account settings. If you haven’t set up an online account yet, you can easily register using your card details and personal information.

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