You can respond to the Discover It Credit Card offer letter you received in the mail by applying online at www.applydiscover.com invitation code. All internet-connected devices can easily access the site 24 hours a day, 7 days a week, twenty-four hours a day.
When you apply for a Discover card with your personalized invitation number, you will have a higher chance of being approved and the application process will be sped up. In spite of this, it does not guarantee that the applicant will be approved before submitting the full application. The card can also be applied for without a mail offer, however.
How to Apply for the Discover It Credit Card
***if you have trouble finding your invitation code on your offer letter you can look at the bottom of your letter for a 23 digit code. That will be your invitation code.
- Click the orange Start Your Application button
After you’ve entered your applydiscover.com invitation code the next step is to complete the online application. When you finish the application and hit submit you will receive an instant decision, just wait a minute or so.
How to Receive Discover It Card With Invitation Number?
Consumers that can’t find an invitation number will need to refer to the application home page and do the following:
Under the “What if I can’t find my invitation number? Link click the “Click Here to Find Your Offer” link
Enter the following info:
- Last 4 digits of your social security number
- Indicate if you’re a student or not
- Click the orange Find My Offer button
This process will search for a suitable Discover card offer depending on your credit info. If there is one available it will have an invitation code to enter including the online application.
How to Apply for Discover IT Card by Mail?
Applicants that received a Discover IT application in the mail can complete the application then mail it back with the self-addressed envelope that came with the mailer.
Submitting an application by mail is the slowest option because you won’t know if you’re approved for a Discover card for at least 5 days. Faster options are applying over the phone or using the online application option.
How to Apply for Discover IT Card by Phone?
When you call you will want to speak with a Discover Card agent who will assist you with the phone application process.
Discover It Credit Card Application Status
If you are not instantly approved for a credit card after submitting your application then you will need to check back on the status of your card. For whatever reason your application needs more time due to changes that need more approval time.
You can always check your status by visiting the applydiscover.com invitation code website and clicking the Already Submitted an application – Check your status link…continue on with the following steps:
- Enter your social security number
- Enter your zip code
- Click the orange Continue button
You will receive an indication of what’s holding up your Discover IT card online application.
Discover It Credit Card Benefits
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate.
Earn 1% cash back on all other purchases – automatically.
With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
No annual fee
0% Intro APR for 15 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until March 10, 2023. Then 15.74% to 26.74% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
Your Discover it® cash back rewards never expire
Redeem your cash back when it suits you best, any time for any amount, even $.01.
For lost or stolen cards freeze the card account through the mobile app or website conveniently
Free FICO Credit Score to view on the monthly statements, mobile app or online
No responsibility for the unauthorized purchases
100% US-based customer service
Discover It Credit Card Rates and Fees
No Annual Fee
0% Intro APR for 14 months on purchases and balance transfers
Standard Purchases APR- 13.74% to 24.74% (variable)
Balance Transfer Fees- 3% of each amount
Cash Advance Fees- $10 or 5%, whichever is greater
How to Contact Discover IT Card Customer Service
For any questions consumers may have with their Discover IT card you can always reach out to customer service at the following information:
Call Discover customer service at (800) 347-2683.
Payment addresses are based upon your current address. Please review the address listed on your periodic statement to ensure your payment is received at the correct location.
PO Box 6103 Carol Stream, IL 60197-6103
PO Box 45909 San Francisco CA 94145-0909
PO Box 70176 Philadelphia, PA 19176-0176
PO Box 71242 Charlotte NC 28272-1242
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT 84130-0943
www.applydiscover.com invitation code